WE ARE A FEDERALLY DESIGNATED DEBT RELIEF AGENCY PURSUANT TO TITLE 11 OF THE U.S. CODE.
WE PROVIDE LEGAL ASSISTANCE AND HELP PEOPLE FILE FOR BANKRUPTCY RELIEF UNDER THE BANKRUPTCY CODE.
We charge $999 + $100 per
job, excluding only the
credit counseling costs,
which are as low as $40.
Single not working = $999
Single and working = $1099
Joint, one working = $1099
Joint, both working = $1199
We cannot file your case
until you have paid the full
amount, and the filing is
what stops garnishments
and collection efforts. But,
for less, we will start
working on your case and
tell your creditors you are
filing through our office.
Pay 1/2 the total retainer
(at least $500), and we
will have a draft of your
done within 4-12 days.
Then pay off any balance
to us, and we will
promptly file your case..
Cash. Money Order.
Cashier's Check. Personal
Check. PayPal. Debit Card.
Visa or Mastercard that a
third party lets you use
[Do NOT charge your own
credit cards right before
you file for bankruptcy, as
that may negatively impact
your Chapter 7 case].
How Much? We charge $999 + $100 per job in the household. Job means an
employer or self-employment within the last 6 months. This amount covers the Court
filing fee of $306, which we pay out of what you give to us. We also pay for a credit report
out of what you give us as well. The only costs not included in this total amount are for
the mandatory credit counseling, which averages $50 and which you pay directly.
Low Total Cost
Need Total to File
Not All Upfront
Multiple Payment Means
It's ridiculous that the Court filing fee for a Chapter 7 bankruptcy is
$306, higher than other kinds of cases. You file bankruptcy because you're
broke. So it makes no sense that clients should pay high attorney's fees too
after paying that." - Joel K. Mitchell, Attorney-at-Law
NO HIDDEN FEES
TYPICAL CASES AND CHARGES
We have no hidden fees. We don't charge for
reviewing and approving reaffirmation
agreements with creditors. We don't charge
for making revisions to paperwork we have
prepared. We don't charge for running a
credit report, and we pay the Court filing fee
out of the money that you give to us.
The only seemingly-hidden fee is for the two
parts of required credit counseling, which you
pay directly. That is as cheap as $25 for the
first part and $15 for the second, and I will
refer you to whomever charges the least, as
you don't get what you pay for in that regard.
Our typical client is a single person who
works or a married person who lives
with another adult who doesn't work.
Either way, and regardless of whether
the person you live with is your spouse
or is filing the case with you or not, we
charge $1099 for such a case because
that is a one-income household.
If you are single or widowed and live off
of only Social Security, you pay only
$999, as we do not consider that as a
"job" that requires an additional $100.
Social Security disability or income
and/or monthly retirement or pension is
not a "job" to me. Self-employment is.
Common Things We Hear from
Clients About Our Price
I met with an attorney
who charged me $300 to
run a means test and tell
me I didn't qualify.
$999 I can do. I've called
around all day, and this is
the best deal I've heard.
Are you a real attorney?
I ask because you're so
much cheaper than